The claim no one person could bring
We aggregate losses too small to litigate alone into proceedings a court, tribunal or arbitral forum can hear — and we take only the claims we can fund to judgment.
A loss too small to sue over is still a loss.
Eleven partners, one discipline. Writs & Giggles exists to bring group claims — competition, consumer, securities, data — for everybody a single course of conduct has harmed.
We work in three jurisdictions because the same conduct rarely harms one country alone, and we run the whole claim rather than the interesting part of it.
PayWave mass arbitration
PayWave charged instant-transfer and currency-conversion fees above the rates it published, then relied on a class-action waiver to keep those claims out of court. So we are using the clause as written — 14,900 individual demands, and counting.
- Demands filedApr 14, 2026
- Fee determinationMay 30, 2026
- Bellwether hearingsIn progress
- Settlement framework
- Distribution
Ten areas, one procedural discipline
The subject matter changes. The questions do not: is the loss common to the class, can it be proved without a trial for each claimant, and who carries the cost of finding out.
POSITION AT 31 JULY 2026
Six stages, published in advance
A claimant should always know which stage their claim has reached, and what the next one asks of them.
We investigate the conduct
Economists, forensic accountants and counsel test whether a loss is common to a class and capable of proof on a class-wide basis.
We define the class
The eligibility test is written before registration opens, published in full, and applied to every claimant identically.
You check eligibility
Eight questions, four minutes, no obligation. You are told the reason for the answer you receive.
You register and verify
Identity, account records and evidence are collected once, encrypted, and reused across every stage of the claim.
We litigate or arbitrate
Certification in the courts; individual demands filed in volume where an arbitration clause forces that route.
You are paid
Distribution is run in-house against the same record, with the deduction schedule fixed before a claimant accepts.
Certification is not a formality. It is where the class is won or lost.
What we publish, and why
PayWave customers could be owed compensation following alleged unlawful arbitration practices
Between November 2021 and February 2025, PayWave charged instant-transfer and currency-conversion fees above the rates it published. A class action is barred by the contract. An individual arbitration is not.
You may already be part of a class
Checking your eligibility takes four minutes and commits you to nothing. You are told whether you qualify, the reason for the answer, and what happens next.